Is Disability Income Insurance Right for You?

To find out, here are some questions you should ask:

  • What are my necessary living expenses each month, such as rent or mortgage, utilities, food, etc?
  • Can my personal savings cover my necessary living expenses? And if so, for how long?
  • Does my employer offer long-term disability coverage, and what does it cover?
  • What other sources of income might be available to me if I could not work and earn an income?
  • What would happen to my retirement contributions if I was unable to work?

Preparing for the Unexpected

Disability income insurance helps you make ends meet until you’re able to return to work. Why risk losing the lifestyle you’ve worked so hard to create? To help you assess if the income protection you have in place is adequate, see what may happen if you were too sick or hurt to work.

Additional Resources